ETO PRESIDENT GÜLER'S STATEMENT ON LOANS

ETO President Metin Güler announced that, as part of the Micro Enterprises Support Package, loans up to 50,000 TL are available for businesses with a turnover below 1 million TL, and loans up to 100,000 TL are available for businesses with a turnover between 1 million TL and 3 million TL, provided by Ziraat Bank, Halkbank, and Vakıfbank.

Eskişehir Chamber of Commerce President Metin Güler made a statement regarding the loans offered by public banks, which can be used by ETO members. He noted that under the Micro Enterprises Support Package, these loans are now available through Ziraat Bank, Halkbank, and Vakıfbank. Güler stated that the loan’s interest rate is set at an annual 11.5%, secured by the Credit Guarantee Fund (KGF), and can be used with a maturity of up to 48 months. Businesses with a turnover below 1 million TL can apply for up to 50,000 TL, while businesses with a turnover between 1 million TL and 3 million TL can apply for up to 100,000 TL.

90% of the loan will be used for business expenses

Güler emphasized that a maximum of 10% of the loan limit can be withdrawn as cash, while at least 90% of the loan must be used for financing business expenses. He noted that the loan can be used for transfers, EFTs, and payments to third parties and suppliers. Additionally, businesses can apply for financing solutions such as supply chain finance, a letter of guarantee for goods purchases (TZF), secured checks, and a corporate credit overdraft account, which cannot be withdrawn as cash. Güler urged ETO members interested in utilizing the loan to apply to Ziraat Bank, Halkbank, or Vakıfbank.